بسم الله الرحمن الرحيم
We begin with Allah’s blessed name, we praise him and we glorify him, seek his forgiveness and ask him to guide us. Whoever Allah guides, None can lead astray and whoever he misguides, None can guide. There is no power and no strength except from Allah, The most high, the Most great, the most powerful. We bear witness that there is no one worthy of worship but Allah Alone, and we bear witness that Prophet Muhammad (pbuh) is His slave-servant and the seal of His Messengers. We pray for peace and blessings on all the noble messengers and in particular on the last of them all “the blessed prophet Mohammad (pbuh)”
Narrated by Ali ibn AbuTalib Ali heard Allah's Messenger (saws) curse those who took usury, those who paid it, those who recorded it, and those who refused to give sadaqah. Al-Tirmidhi 
Usury is lending money at interest at an exorbitant rate and Ribah is just an Arabic word for English word Usury. Riba has a much broader and wider meaning, and interest is only a small part of Ribah. And Allah alone knows the best.
I ask Allah to make this a sincere effort, seeking his pleasure, and I ask him to grant us refuge in him from the evils within ourselves, and that in our deeds. I ask him to grant us success in achieving whatever pleases him; And May Allah Shower His blessings and mercy upon our beloved Prophet Muhammad (pbuh), his family and his Companions and on all those who follow him until the final hour.Ask Your Question